Privacy Policy

Effective Date: January 1, 2026

Top Notch Mortgages respects your privacy. This Privacy Policy explains how we collect, use, and protect information you provide through our website, contact forms, and business communication services.

Information We Collect

We may collect the following information when you contact us, submit a form, request information, or communicate with us:

• Name
• Email address
• Phone number
• Business name
• Message details submitted through our website
• Communication preferences
• Basic website usage information, such as pages visited and general analytics data

How We Use Your Information

We may use the information we collect to:

• Respond to your inquiries
• Provide information about our services
• Schedule appointments or follow up on requests
• Send business-related updates
• Provide customer support
• Improve our website and services
• Maintain internal business records
• Comply with applicable laws, regulations, and carrier requirements

Text Message Communications

If you provide your mobile phone number and opt in to receive text messages from Top Notch Mortgages, we may send text messages related to your inquiry, appointments, service updates, customer support, and business communications.

Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. You may request help by replying HELP.

Mobile Information and SMS Consent

We do not sell, rent, or share mobile phone numbers, SMS opt-in data, or text message consent information with third parties or affiliates for marketing or promotional purposes.

Mobile opt-in information is used only to provide the text message communications requested or agreed to by the user.

Information Sharing

We do not sell your personal information. We may share limited information only when necessary to operate our business, provide requested services, comply with legal obligations, protect our rights, or work with service providers who assist with website hosting, communication tools, analytics, or business operations.

Any service providers we use are expected to protect personal information and use it only for the services they provide to us.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect the information we collect. However, no method of transmission over the internet or electronic storage is completely secure.

Data Retention

We retain personal information only as long as necessary for business, legal, compliance, or operational purposes.

Your Choices

You may contact us to request that we update or delete your information, subject to legal or business recordkeeping requirements.

You may opt out of text messages at any time by replying STOP.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices, content, or policies of third-party websites.

Children’s Privacy

Our services are intended for adults and businesses. We do not knowingly collect personal information from children under 13.

Contact Us

If you have questions about this Privacy Policy, please contact us using the contact information below: